Your royalties are your collateral, not your soul.
A fintech wallet designed for the music industry. Royalty advances without predatory contracts, real-time payments, and the 70/30 Rule so your cash flow never suffocates.
What Wallet includes
Liquidity without losing control.
Designed so your music money works as smart as your music.
The 70/30 Rule
We'll never take more than 70% of your monthly net income to repay the advance. We always guarantee at least 30% available for your living expenses. Your cash flow never suffocates.
Instant royalty advances
Approved in seconds based on your streaming data — not your credit history. 2.0% monthly rate, 12-18 month terms, no predatory 3-year contracts.
Real-time payments
Stop waiting weeks for royalties to settle. See your earnings in real time and move your money exactly when you need it.
Opportunity for investors
Invest in uncorrelated assets: music royalties with a 13% E.A. target return and quarterly payments. Music doesn't stop even in an economic crisis.
Local billing in Colombia
We issue valid tax invoices in Colombian pesos or optimized USD. Forget about dollar volatility on your personal credit card.
Human Banking
Cutting-edge technology with real industry empathy. We understand your royalty cycles, your timelines, and your needs — because we're part of the music industry.
Wallet
The bank doesn't understand your streams. We do.
Traditional banks don't have a model for artists. Labels want your rights as collateral. Sleem Wallet was built specifically for the music royalty economy — with financial products that speak the industry's language.
Open WalletFrequently asked questions
Everything you need to know about Wallet.
It's our Human Banking commitment: we'll never take more than 70% of your monthly net income to repay the advance. We always guarantee at least 30% available for your living expenses. Your cash flow will never suffocate.
Banks don't understand your streams and Majors want your rights for years. We approve advances based on your real data, at a 2.0% monthly rate, with no predatory contracts. Your catalog remains yours — always.
It's not a shot in the dark. Your investment is backed by the transfer of economic rights from catalogs that already generate real income on Spotify, Apple Music, and other DSPs. It's an uncorrelated asset: people listen to music regardless of economic crises.
We target a 13.00% E.A. return with quarterly interest payments. You can start diversifying your portfolio from $2,000,000 COP (~$500 USD) at a standard 12-month term.
Seconds. We approve in real time based on your streaming data. No endless paperwork or weeks of waiting. Just log into your Wallet, request, and get an immediate response.
Ready to run your
music business right?
Join the labels and artists who are already using Sleem to manage, distribute, and monetize their music at a professional level. Talk to our team — no hard sell, just an honest conversation about whether Sleem is the right fit for you.
No credit card required · No commitment · We'll respond within 24 hours