Financing built for how artists actually earn.
Sleem Loan connects touring, marketing, and catalog growth to royalty-backed underwriting — with terms that live alongside Wallet and Invest on the same platform.
What Loan includes
Liquidity without losing your masters.
Structured advances and working-capital options for artists and rights holders — priced with streaming reality, not generic consumer credit.
Royalty-aware underwriting
We evaluate cash-flow risk using DSP and royalty signals you already have in Sleem — not a black-box credit score.
Aligned with Wallet
When your income flows through Sleem Wallet, repayment schedules can mirror how you actually get paid.
Transparent structures
Clear schedules, fees, and covenants — Radical Transparency applies to credit the same way it applies to royalties.
Built for growth moves
From marketing pushes to vinyl runs and touring bridges — capital designed for music workflows, not generic personal loans.
Same platform, fewer handoffs
Loan sits next to Studio, Wallet, and Invest so teams, managers, and finance see one picture.
Human underwriting
Real people review edge cases and career context — especially when catalogs span multiple entities or territories.
Loan
When the music is working, the capital should too.
Traditional lenders do not underwrite streams. Sleem Loan is built for royalty-backed businesses — so you can fund the next chapter without signing away your creative future.
Talk to usFrequently asked questions
Everything you need to know about Loan.
Wallet advances are built for speed and day-to-day cash flow inside the wallet product. Loan covers larger, structured financing conversations — still royalty-aware, but with bespoke terms for bigger moves.
It helps — the more signal we have in Studio and Wallet, the faster we can underwrite. If you are new, start with Join and we will map the best path.
We are not here to quietly take your copyrights. Structures vary, but artist-first terms and explicit collateral definitions are non-negotiable.
Working artists, independent labels, and rights holders with documented royalty history who need capital for growth — not payday cycles.
Ready to run your
music business right?
Join the labels and artists who are already using Sleem to manage, distribute, and monetize their music at a professional level. Talk to our team — no hard sell, just an honest conversation about whether Sleem is the right fit for you.
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